Taufiq, - (2006) PENGGGUNAAN DANA KREDIT UKM TERHADAP PENINGKATAN USAHA (Studi pada UKM Sandal dan Sepatu Desa Wedoro Waru Sidoarjo). Jurnal Penelitian Ilmu-ilmu Ekonomi , 6 (2). pp. 125-134. ISSN 1411 - 9080
Abstract
The purpose of this research is to know difference between responder consumer of credit with responder do not use credit in make-up of its effort. Research population is all entrepreneur of UKM Slipper and Shoe in Wedoro Waru Sidoarjo. Sampel Research taken by random counted 80 entrepreneur consist of 40 one who accept credit for business activity and 40 entrepreneur which have never accepted credit as capital employed. Data collecting by enquette of responder answer, and data obtained from document published by BPS and also of Disperindag Sub-Province of Sidoarjo. Data Processing use enumeration of test of coleration moment product, Examination of hypothesis between responder consumer of credit with responder which do not use credit in increase for business used Chi Square Pursuant to result of analysis of chi square, this research can be concluded that there are difference between responder consumer of credit with responder which not use credit increase for business. From examination data indicate that 95% responder consumer credit that increse for business with own capital and only 78% responder which do not use credit in increase for business.
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