Moch, Taufiq and Chandra , Ari Setyawan (2013) MODEL PENDEKATAN TEORI KONSUMSI DALAM MEMBUAT PROYEKSI POTENSI DPK PADA BANK UMUM DI KOTA SURABAYA. Jurnal Ilmu Ekonomi Pembangunan , 4 (1). pp. 119-130. ISSN 977-2088-0677
Abstract
In a country's economic activity, consumption patterns have an important role in it as well as a bona fide enormous influence on the stability of the economy. The higher the level of consumption, the higher the level of economic activity changes and changes in the national income of a country. Family consumption is one of the economic activities of the family to meet the various needs of goods and services. Dikonsusmi of commodities that will have its own satisfaction. Therefore, consumption is often used as an indicator of family well-being. Welfare of the community is the purpose and ideals of a nation Level of prosperity of a country is one measure to determine the success of development in the country and is one of the supporting consumption. The greater spending on consumption goods and services, the higher the level of welfare families. This study uses primary and secondary data obtained from 100 respondents and related agencies namely Bank Indonesia and the Central Bureau of Statistics (BPS) of East Java. The analysis used in this study is a simple regression analysis model and test hypotheses through t-test. Based on the analysis results obtained Constant (β0) : Y = 253874,164 Shows, If Income (X), is constant, then the consumption (Y) will increase by 253874,164 rupiah. While the Regression coefficient X1(β1): Y = 0.548, Shows if the income (X) increased 1%, the consumption (Y) will increase by 0,548 rupiah. Income (X) influence on Consumption (Y). This means that if the level of income increases, consumption will also increase. Meanwhile, when revenues are declining, consumption will also decrease
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